《LendingClub贷款信息数据分析》旨在通过深入剖析LendingClub平台上的大量贷款数据，揭示借贷双方的行为模式和信用风险，为投资者决策提供有力支持。
Lending Club在2018年第二季度的贷款数据包括以下字段：id,member_id,loan_amnt,funded_amnt,funded_amnt_inv,term,int_rate,installment,grade,sub_grade,emp_title,emp_length,home_ownership,annual_inc,verification_status,issue_d,loan_status,pymnt_plan,url,desc, purpose, title, zip_code, addr_state, dti, delinq_2yrs, earliest_cr_line, inq_last_6mths, mths_since_last_delinq, mths_since_last_record, open_acc, pub_rec,revol_bal,revol_util,total_acc,initial_list_status,out_prncp,out_prncp_inv,total_pymnt,total_pymnt_inv,total_rec_prncp, total_rec_int, total_rec_late_fee, recoveries, collection_recovery_fee, last_pymnt_d, last_pymnt_amnt, next_pymnt_d, last_credit_pull_d,collections_12_mths_ex_med,mths_since_last_major_derog,policy_code,application_type,annual_inc_joint,dti_joint,verification_status_joint, acc_now_delinq, tot_coll_amt, tot_cur_bal, open_acc_6m, open_act_il, open_il_12m, open_il_24m, mths_since_rcnt_il, total_bal_il,il_util,open_rv_12m,open_rv_24m,max_bal_bc,all_util,total_rev_hi_lim,inq_fi,total_cu_tl, inq_last_12m, acc_open_past_24mths, avg_cur_bal, bc_open_to_buy, bc_util, chargeoff_within_12_mths, delinq_amnt, mo_sin_old_il_acct,mo_sin_old_rev_tl_op,mo_sin_rcnt_rev_tl_op,mo_sin_rcnt_tl,mort_acc,mths_since_recent_bc, mths_since_recent_bc_dlq, mths_since_recent_inq, mths_since_recent_revol_delinq, num_accts_ever_120_pd, num_actv_bc_tl, num_actv_rev_tl, num_bc_sats,num_bc_tl,num_il_tl,num_op_rev_tl,num_rev_accts,num_rev_tl_bal_gt_0,num_sats,num_tl_120dpd_2m, num_tl_30dpd, num_tl_90g_dpd_24m, num_tl_op_past_12m, pct_tl_nvr_dlq, percent_bc_gt_75,pub_rec_bankruptcies,tax_liens,tot_hi_cred_lim,total_bal_ex_mort,total_bc_limit,total_il_high_credit_limit, revol_bal_joint, sec_app_earliest_cr_line, sec_app_inq_last_6mths, sec_app_mort_acc, sec_app_open_acc, sec_app_revol_util, sec_app_open_act_il,sec_app_num_rev_accts,sec_app_chargeoff_within_12_mths,sec_app_collections_12_mths_ex_med,sec_app_mths_since_last_major_derog, hardship_flag, hardship_type, hardship_reason, hardship_status, deferral_term, hardship_amount, hardship_start_date,hardship_end_date,payment_plan_start_date,hardship_length,hardship_dpd,hardship_loan_status,orig_projected_additional_accrued_interest,hardship_payoff_balance_amount,hardship_last_payment_amount, disbursement_method, debt_settlement_flag, debt_settlement_flag_date, settlement_status, settlement_date, settlement_amount, settlement_percentage, settlement_term.
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